client-agreement-transactional-may-08.pdfPicasso was quietly contemplating the view from a footbridge when a complete stranger recognised him. The stranger asked that Picasso draw something for him. Picasso duly obliged, taking around 10 minutes to sketch a fantastic interpretation of the view. He handed the artwork over to the stranger and asked for payment of £5,000. "£5,000" the stranger exclaimed, "it only took you 10 minutes" to which Picasso replied, "no Sir it took me a lifetime of experience".

It is our philosophy to provide you with value for money and to give you the best possible information about the likely cost of any work we undertake for you. Our fees, which are agreed in advance, may be calculated in a number of ways, depending on the type and complexity of the work we are to undertake and the level of expertise required. We would be happy to discuss individual requirements with you without obligation and to provide an estimate of our fees before commencing any work. Fee options include:

1. Percentage Based.
   We will agree with you a fee based on the total pension fund under consideration. Typically this figure will be between 3% and 8%.
2. Defined Payment
   Some aspects of our work, for example, the initial investgation of pension benefits are covered by a fixed, defined payment. For example our current fee for such a pension benefit investigation is £124.
3. Project Work
   You may wish to instruct us to undertake work of a specific nature or work relating to a specific need that you have identified. On these occasions we will agree with you the parameters within which we are to work and the fee for the work to be undertaken.
4. Ongoing Services
   We may charge a monthly/annual retainer depending on the level and type of ongoing work required. Typically, this will be £45 – £105 per month, or 0.55% – 1% of funds under our direction, with tiered discounts for larger sums under our direction.

Please note that the fees listed above are examples only and are subject to change. For further details on our fees and additional regulatory information please click here to see our "Client Agreement and Terms of Business" document.

Please contact us regarding remuneration shares for professional introducers.